| 101 | Contact the card issuer | 
| 102 | Contact the card issuer | 
| 103 | Invalid merchant | 
| 104 | Keep the card | 
| 105 | Do not honour | 
| 107 | Keep the card, special conditions | 
| 108 | Authorised after cardholder identified | 
| 112 | Invalid transaction | 
| 113 | Invalid amount | 
| 114 | Invalid PAN | 
| 115 | Unknown issuer | 
| 117 | Cancelled by customer | 
| 119 | Please retry later | 
| 120 | Error in answer | 
| 124 | Updated file type not supported | 
| 125 | Unable to find file data | 
| 126 | Duplicate record, previous record updated | 
| 127 | Error when editing field while updating file | 
| 128 | File access denied | 
| 129 | File update not possible | 
| 130 | Format error | 
| 131 | Acquirer ID unknown | 
| 133 | Card expired | 
| 134 | Suspicion of fraud | 
| 138 | Too many attempts at secret code | 
| 141 | Lost card | 
| 143 | Stolen card | 
| 151 | Insufficient funds or over credit limit | 
| 154 | Card expiry date passed | 
| 155 | Secret code error | 
| 156 | Card absent from file | 
| 157 | Transaction not permitted for this holder | 
| 158 | Transaction forbidden at this terminal | 
| 159 | Suspicion of fraud | 
| 160 | Card accepter must contact purchaser | 
| 161 | Withdrawal amount past the limit | 
| 163 | Security regulations not respected | 
| 168 | Reply not anticipated or received too late | 
| 175 | Too many attempts at secret code | 
| 176 | Holder already on stop, former record kept | 
| 189 | Authentication failure | 
| 190 | System temporary interrupted | 
| 191 | Card issuer not accessible | 
| 194 | Request duplicated | 
| 196 | System malfunction | 
| 197 | Time of global surveillance has expired | 
| 198 | Server unreachable | 
| 199 | Incident initiating domain |