| 101 | Contact the card issuer |
| 102 | Contact the card issuer |
| 103 | Invalid merchant |
| 104 | Keep the card |
| 105 | Do not honour |
| 107 | Keep the card, special conditions |
| 108 | Authorised after cardholder identified |
| 112 | Invalid transaction |
| 113 | Invalid amount |
| 114 | Invalid PAN |
| 115 | Unknown issuer |
| 117 | Cancelled by customer |
| 119 | Please retry later |
| 120 | Error in answer |
| 124 | Updated file type not supported |
| 125 | Unable to find file data |
| 126 | Duplicate record, previous record updated |
| 127 | Error when editing field while updating file |
| 128 | File access denied |
| 129 | File update not possible |
| 130 | Format error |
| 131 | Acquirer ID unknown |
| 133 | Card expired |
| 134 | Suspicion of fraud |
| 138 | Too many attempts at secret code |
| 141 | Lost card |
| 143 | Stolen card |
| 151 | Insufficient funds or over credit limit |
| 154 | Card expiry date passed |
| 155 | Secret code error |
| 156 | Card absent from file |
| 157 | Transaction not permitted for this holder |
| 158 | Transaction forbidden at this terminal |
| 159 | Suspicion of fraud |
| 160 | Card accepter must contact purchaser |
| 161 | Withdrawal amount past the limit |
| 163 | Security regulations not respected |
| 168 | Reply not anticipated or received too late |
| 175 | Too many attempts at secret code |
| 176 | Holder already on stop, former record kept |
| 189 | Authentication failure |
| 190 | System temporary interrupted |
| 191 | Card issuer not accessible |
| 194 | Request duplicated |
| 196 | System malfunction |
| 197 | Time of global surveillance has expired |
| 198 | Server unreachable |
| 199 | Incident initiating domain |