External Fund Transfer from a Payment Account to a Bank Account

Initiate a Money‑Out transfer from a payment account to a registered IBAN:

• Select the IBAN: If multiple IBANs are linked, choose the desired one.

• Specify the amount: Must not exceed the account’s available balance.

• Call the MoneyOut endpoint:

  • The payment account is debited immediately.
  • An interbank transfer is submitted.
  • You receive a success response or a detailed error.

• Settlement timing: Funds arrive in the beneficiary’s bank account within 1–3 business days (e.g., SEPA is on the faster end).

Optional transfer comment:
When enabled, your custom comment appears on the beneficiary’s bank statement in the format:

XXXX-YYYY ZZZZ

• XXXX: Your environment name
• YYYY: The Money‑Out operation ID (as shown in your Dashboard)
• ZZZZ: Your comment

• Only alphanumeric characters are allowed (others become spaces).
• Maximum length: 35 characters (longer messages are truncated).

Important: Whenever you see accountId in a path or body parameter, enter your wallet’s ID.