post https://ws.staging.lemonway.com/mb/currentSandbox/prod/directkitrest/v2/moneyins/sdd/init
Use this endpoint to initiate SEPA Direct Debits, which are submitted to the bank every business day at 10:30 AM CET.
Prerequisites
- Collect and pre‑register your client’s mandate via
POST /moneyins/sdd/mandate. - Complete the electronic-signature flow with
POST /documents/{documentid}/signinit.
Request flow
- Call
POST /moneyins/sdd/initto schedule a debit. - Each business day at 10:30 AM CET, Lemonway forwards all pending DD requests to the bank.
- The client’s account is debited ~1 business day later (or on the specified
dateif you included one). - When funds arrive, Lemonway validates the payment and credits the client’s payment account.
- Query
GET /moneyins/sdd(daily) or use notifications to see which payments have been validated.
Special rule for Italian IBANs
- Only the first B2B Direct Debit on an Italian IBAN incurs a ~14‑day mandate‑validation period. Even if you request an earlier date, the actual debit happens 14 calendar days after submission.
- All subsequent debits on that IBAN follow the standard 1–2 business‑day schedule.
Example
- Submission: March 30, 2022 (before 10:30 AM CET), requested debit date April 4, 2022
- Actual debit date: April 18, 2022 (14 days after request)
Important: Whenever you see accountId in a path or body parameter, enter your wallet’s ID.