Use this endpoint to initiate SEPA Direct Debits, which are submitted to the bank every business day at 10:30 AM CET.

Prerequisites

Collect and pre‑register your client’s mandate via POST /moneyins/sdd/mandate.
Complete the electronic-signature flow with POST /documents/{documentid}/signinit.

Request flow

Call POST /moneyins/sdd/init to schedule a debit.
Each business day at 10:30 AM CET, Lemonway forwards all pending DD requests to the bank.
The client’s account is debited ~1 business day later (or on the specified date if you included one).
When funds arrive, Lemonway validates the payment and credits the client’s payment account.
Query GET /moneyins/sdd (daily) or use notifications to see which payments have been validated.

Special rule for Italian IBANs

Only the first B2B Direct Debit on an Italian IBAN incurs a ~14‑day mandate‑validation period. Even if you request an earlier date, the actual debit happens 14 calendar days after submission.
All subsequent debits on that IBAN follow the standard 1–2 business‑day schedule.

Example

Submission: March 30, 2022 (before 10:30 AM CET), requested debit date April 4, 2022
Actual debit date: April 18, 2022 (14 days after request)

Important: Whenever you see accountId in a path or body parameter, enter your wallet’s ID.