Blocked Account Status Change (formerly Freeze/unfreeze wallet)

Notification Fields

KeyDescriptionValue
ExtIdAccount external IDjkdc
IntIdAccount internal ID32
NotifDateDate and time the notification was created (Paris time, ISO8601 format)2016-03-02T16:44:55.883
StatusWallet status6
NotifCategoryNotification type13
BlockedIndicates the new account state:
  • 0: Account Open
  • 1: Account Blocked
1
ReasonIdBlocking reason identifier. See the "Reasons an Account is Blocked" table below.2
BlockingWhether the associated ReasonId is currently active:
  • 0: Removed
  • 1: Added
1
BlockingReasonOne or more comma-separated values representing active reasons. Displays (empty) if the account is unblocked.6,8,2

Example JSON Notification

{
  "ExtId": "jkdc",
  "IntId": "32",
  "NotifDate": "2016-03-02T16:44:55.883",
  "Status": 6,
  "NotifCategory": "13",
  "Blocked": "1",
  "ReasonID": "2",
  "Blocking": "1",
  "BlockingReason": "6,8,2"
}

Reasons an Account is Blocked

ReasonIDReasonDescription
2Blocked by Lemonway – Potential match with a sanctions listLemonway screens its customers daily against international sanctions lists. If a potential match is found, the account is blocked for verification. This doesn’t confirm a proven match but initiates a manual review. The account is unblocked once suspicion is resolved.
3Blocked by PartnerReason was provided directly to the client by the partner.
4Blocked by Lemonway – AML/CFT analysis in progressLemonway monitors transactions for suspicious behavior. An account may be blocked temporarily while an AML/CFT analysis is conducted. This does not necessarily indicate proven suspicion. Details of the analysis are confidential.
5Blocked by Lemonway – Suspicion of fraudA temporary block may be placed during internal fraud investigations. These actions are regulatory and precautionary. Details are disclosed only to authorized entities.
6Blocked by Lemonway – Legal entity potential match with a sanctions listSimilar to Reason 2, but applies to legal entities rather than individuals.
7Blocked by Lemonway – Legal representative potential match with a sanctions listApplies when a legal representative is potentially matched with a sanctions list.
8Blocked by Lemonway – Ultimate Beneficial Owner (UBO) potential match with a sanctions listApplies when a UBO is potentially matched with a sanctions list.

Understanding the Blocking and Unblocking Process

The table below shows how the account blocking process evolves through four examples.

  • Example 1 (#1): Blocked = 1 (account is blocked), ReasonID = 2 (reason), Blocking = 1 (reason is active), and BlockingReason = 2.
  • Example 2 (#2): Account still blocked (Blocked = 1), now with ReasonID = 4. BlockingReason = 2,4 means two reasons are currently active.
  • Example 3 (#3): ReasonID 4 is no longer active (Blocking = 0), but account still blocked due to ReasonID 2.
  • Example 4 (#4): Account unblocked (Blocked = 0), Blocking = 0, and BlockingReason = (empty).
Example #StatusBlockedReasonIDBlockingBlockingReason
#151212
#251412,4
#351402
#45020(empty)