MoneyIn3DAuthenticate

How it works

After initializing a 3-D Secure transaction with Initiate a Direct Payment (PCI-DSS compliant only), you can choose not to debit the card, and only check if the user has successfully authenticated.

This is not a payment.

You cannot use both MoneyIn3DAuthenticate and MoneyIn3DConfirm

If you only want to check if the user was correctly authenticated use Check Money-In 3DS Status (PCI-DSS compliant only).
If you want to receive the payment using 3-DS use Finalize a Direct Payment (PCI-DSS compliant only).
A typical use-case: you want to allow your user to save a card for rebills, but first, you want to make sure that the card belongs to the user and that the user can authenticate successfully.

XML

<MoneyIn3DAuthenticate xmlns="Service_mb">

  <wlLogin>string</wlLogin>

  <wlPass>string</wlPass>

  <language>string</language>

  <version>string</version>

  <walletIp>string</walletIp>

  <walletUa>string</walletUa>

  <transactionId>string</transactionId>

  <MD>string</MD>

  <PaRes>string</PaRes>

  <cardType>string</cardType>

  <cardNumber>string</cardNumber>

  <cardCode>string</cardCode>

  <cardDate>string</cardDate>

</MoneyIn3DAuthenticate>

<?xml version="1.0" encoding="utf-8"?>
<MONEYIN>
  <O3D_CODE>string</O3D_CODE>
</MONEYIN>

JSON

{   
    "wlLogin":"string",
    "wlPass":"string",
    "language":"string",
    "version":"string",
    "walletIp":"string",
    "walletUa":"string",
    "transactionId":"string",
    "MD":"string",
    "PaRes":"string",
    "cardType":"string",
    "cardNumber":"string",
    "cardCode":"string",
    "cardDate":"string"
}

{   
    "MONEYIN":{   
        "O3D_CODE":"string"
    }
}

Request Input Description

Item	Description	Mandatory	Format	Example
transactionId	Transaction ID to finalize	No	int	255
MD	MD Data returned by 3D Secure site	No	String	1Ok9dCP55UUkWfdJwEid
PaRes	Pares Data returned by 3DS authentication website	No	string	eJxVkdtSwjAQhl+lwwM0SY+EWTKDgsKMICIgXGbaVaq0hbS18PYmpYheZb89ZfdfWO4U4vAVo0qhgCkWhfxAK4n7nYDz0HNZR8B8sMCjgG9URZJngtnUdoBcURepaCezUoCMjneTmfB4GAYhkBYhRTUZChZQ1nV9j/
cardType	Card type	No	[1] char	0: CB
				1: Visa
				2: Mastercard
cardNumber	Card number	No	[13:19] char	4.972E+15
cardCode	CVV: Code at the back of the card	No	[3] char	123
cardDate	Card expiration date	No	MM/yyyy	Dec-13

Response Output Description

Item	Description	Example
O3D_CODE	ATOS return code:	0
	00: authenticated owner
	55: the owner is not authenticated
	62: Owner By-pass on ACS