External Fund Transfer from a Wallet to a Bank Account
MoneyOut
The MoneyOut method: a selected wallet is debited from a selected amount (total amount or partial amount). This amount is credited to the IBAN attached to the wallet.
When the method is called, the Wallet is debited immediately.
The fund transfer is then processed the same day or the next working day, when Lemonway proceeds to all fund transfers for all its customers, after 10:30 Paris time.
If Money-Out fees exist, they are collected when this method is called.
How it works
- Choose an IBAN if multiple IBANs exist for the Wallet.
- Choose an amount, not greater than the balance of the wallet.
- Call MoneyOut, and the system performs the fund transfer to the IBAN if everything is clear, or returns an error message.
Did you know?
- The wallet is debited immediately and the money is then received by the owner, on their bank account after 1 to 3 days, depending on the interbanking system and on the banks (SEPA is faster).
- You can ask us to configure your platform so that your comment is included in the bank transfer message so your customer will see it on the bank statement.
- The full message will be in the following format "XXXX-YYYY ZZZZ", where :
- XXXX is the name of your environment
- YYYY is the ID of the money-out operation as you see it in the Backoffice
- ZZZZ is your comment.
- The full message cannot be longer than 35 characters (if longer, it will be cut), and only alphanumeric characters will be allowed (other characters will be replaced by spaces before it's sent to the bank).
XML
<MoneyOut xmlns="Service_mb">
<wlLogin>string</wlLogin>
<wlPass>string</wlPass>
<language>string</language>
<version>string</version>
<walletIp>string</walletIp>
<walletUa>string</walletUa>
<wallet>string</wallet>
<amountTot>string</amountTot>
<amountCom>string</amountCom>
<message>string</message>
<ibanId>string</ibanId>
<autoCommission>string</autoCommission>
</MoneyOut><?xml version="1.0" encoding="utf-8"?>
<TRANS>
<HPAY>
<ID>string</ID>
<MLABEL>string</MLABEL>
<MID>string</MID>
<DATE> string </DATE>
<SEN> string </SEN>
<REC> string </REC>
<DEB> string </DEB>
<CRED> string </CRED>
<COM> string </COM>
<MSG> string </MSG>
<STATUS> string</STATUS>
</HPAY>
</TRANS>JSON
{
"wlLogin":"string",
"wlPass":"string",
"language":"string",
"version":"string",
"walletIp":"string",
"walletUa":"string",
"wallet":"string",
"amountTot":"string",
"amountCom":"string",
"message":"string",
"ibanId":"string",
"autoCommission":"string"
}{
"TRANS":{
"HPAY":{
"ID":"string",
"MLABEL":"string",
"MID":"string",
"DATE":" string ",
"SEN":" string ",
"REC":" string ",
"DEB":" string ",
"CRED":" string ",
"COM":" string ",
"MSG":" string ",
"STATUS":" string"
}
}
}Request Input Description
| Version | Item | Description | Mandatory | Format | Example |
|---|---|---|---|---|---|
| >= 1.0 | wallet | Wallet ID to be debited | Yes | [0 : 256] char | 33612345678 or taxi67 |
| >= 1.0 | amountTot | Total amount to debit from the wallet. | Yes | 2 decimals | 15 |
| >= 1.0 | amountCom | Your fee | No | 2 decimals | 3 |
| >= 1.0 | message | Payment Comment | No | [0:140] char | Order number 2457765AX2 |
| >= 1.1 | ibanId | IBAN ID | No | [0: 10] | 253 |
| >= 1.3 | autoCommission | 0: fee is not debited automatically, 1: fee is automatically debited | Yes | 0 or 1 | 0 |
Response Output Description
| Version | Item | Description | Example |
|---|---|---|---|
| >= 1.0 | ID | Request ID | 255 |
| >= 1.0 | MLABEL | IBAN for payout or Money-Out | FR5830002012300000116235A61 |
| >= 1.1 | MID | IBAN ID used for Money-Out | 5 |
| >= 1.0 | DATE | Request Date | 10/9/2011 18:09 |
| >= 1.0 | SEN | Wallet doing the fund transfer | Pizza56 |
| >= 1.0 | REC | Empty in this case | |
| >= 1.0 | DEB | Amount to debit from the wallet | 15 |
| >= 1.0 | CRED | 0 in this case | 3 |
| >= 1.0 | COM | Your fee | 0 |
| >= 1.0 | MSG | Comment | Order number 245776 |
| >= 1.0 | STATUS | 3: transaction successful | |
| 4: refused | |||
| 0: waiting for validation |